Terms of Use

Effective 2026-08-21. By using rep-b737f37c.repready.build (the "Site") you agree to these terms. If you do not agree, please do not use the Site.

Informational purposes only

The Site is published by Stewart Ginn of INDEPENDENT FINANCIAL GROUP, LLC for general information. Nothing on the Site is an offer to sell or a solicitation of an offer to buy any security or other financial product, and nothing on the Site is personalized investment, tax, or legal advice. Any recommendation is made only after a review of your individual circumstances and, where required, in writing.

Registration and availability

Stewart Ginn is registered only in the states listed in the footer of this Site. Securities and advisory services may not be available in every state, and no communication on the Site should be read as an offer to provide services where Stewart Ginn is not registered or exempt from registration. Verify any financial professional's registration at brokercheck.finra.org.

Performance and projections

Past performance does not guarantee future results. Any illustration, calculator, or projection on the Site is hypothetical, relies on assumptions that may not occur, and is not a promise of any outcome. Investing involves risk, including the possible loss of principal.

Third-party links

The Site may link to other websites. We do not control and are not responsible for their content, accuracy, or privacy practices. A link is not an endorsement.

Intellectual property

The content of the Site is owned by INDEPENDENT FINANCIAL GROUP, LLC or its licensors and may not be copied, republished, or used commercially without permission. The Site is hosted on the RepReady platform; platform software and templates are owned by RepReady, Inc.

Use of the Site

You agree not to interfere with the Site, attempt to access data that is not yours, submit false information through forms, or use the Site for any unlawful purpose.

No warranty; limitation of liability

The Site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, INDEPENDENT FINANCIAL GROUP, LLC and RepReady, Inc. are not liable for any loss arising from your use of, or inability to use, the Site or its content.

Changes

We may change these terms at any time by posting an updated version with a new effective date. Continued use of the Site after a change means you accept the updated terms.

Contact

Questions about these terms: Stewart Ginn of INDEPENDENT FINANCIAL GROUP, LLC, via the contact page on this Site.